Give the Merchants You Support One CRM for Their MID
If you're an ISO, agent, or reseller helping merchants get set up with payment processing, Midcove is a merchant onboarding platform you can point them to. Each merchant boards their own MID from NMI, Authorize.Net, Stripe, or PayPal and gets a full payment CRM built around that account.
Every merchant keeps their own MID, gains a real CRM
Merchants you refer or support already have — or are boarding — a MID with NMI, Authorize.Net, Stripe, or PayPal. Instead of leaving them with a bare gateway login, you can set them up with Midcove: they connect that MID through our plugin or API, and from there they run their own transactions, manage disputes, and control fraud settings, individually, from one CRM.
Midcove isn't a replacement for their processor or their underwriting relationship. It's the management layer that sits on top of the MID they already have.
What each merchant gets
- Bring their own MID from NMI, Authorize.Net, Stripe, or PayPal.
- Plugin and API access to route transactions through their MID.
- A virtual terminal for phone and mail order payments.
- Transaction management — sale, void, and refund from one dashboard.
- Chargeback management to track and respond to disputes.
- Fraud filters — IP, email, phone, and BIN blocking, with automatic 24-hour lockout after repeated failed transactions.
From referral to a working merchant CRM
Midcove is a merchant onboarding platform your merchants use individually — not a bulk-onboarding console for your whole portfolio.
Point the merchant to Midcove
Recommend Midcove as the CRM layer for the MID they already have or are boarding with NMI, Authorize.Net, Stripe, or PayPal.
The merchant boards their MID
They connect their merchant account through our guided onboarding flow and install the plugin or set up the API.
They run their own CRM
Virtual terminal, transaction management, chargeback management, and fraud filters — all in one login, managed by that merchant.
ISO and reseller questions
Do merchants need their own MID to use Midcove?
Yes. Each merchant boards the merchant account they already have with NMI, Authorize.Net, Stripe, or PayPal. Midcove doesn't issue MIDs or replace the underwriting relationship — it connects to the MID that's already in place.
Can I manage multiple merchants from one login?
Not from a single unified portfolio view today. Each merchant's MID and CRM access is set up and managed individually, so an ISO recommending Midcove to several merchants would work within each merchant's own account rather than one combined dashboard.
What does each merchant get inside Midcove?
A virtual terminal, transaction management for sales, voids, and refunds, chargeback management, and fraud filters including IP, email, phone, and BIN blocking with automatic 24-hour lockout after repeated failed attempts.
Does Midcove replace the merchant's existing processor?
No. Midcove connects to the MID a merchant already has. They keep their existing gateway relationship and rates, and gain the Midcove CRM as a management layer on top.
Give your merchants a real CRM for their MID
Point the merchants you support toward a payment CRM built for how they already process.