Stripe Payment Gateway Integration — Manage Stripe Transactions in One CRM
Midcove connects to the Stripe payment gateway account you already have. Stripe stays your processor — Midcove adds a virtual terminal, unified transaction view, chargeback workflow, and fraud filters on top, all from one dashboard.
Your Stripe account, run through a better dashboard
Midcove is a payment gateway CRM that connects to your existing Stripe account. You keep your Stripe pricing, payout schedule, and processor relationship — Midcove gives you a faster, clearer way to manage every transaction that runs through it.
When you connect Stripe to CRM software built for payments, day-to-day Stripe account management stops being a pile of browser tabs. Sales, voids, refunds, disputes, and fraud rules live in one place, next to any other gateway you run.
That matters most for teams the Stripe Dashboard wasn't built around: phone-order staff who need a keyed-entry terminal, support reps who should refund but never see payouts, and owners who want one report across every gateway instead of reconciling exports by hand.
- Connect your existing Stripe account as your MID — no new merchant account, no re-underwriting.
- Process through Midcove's drop-in plugin, REST API, or virtual terminal with AVS and CVV checks while Stripe remains your processor.
- Sale, void, and refund every Stripe payment from one transaction management view.
- Stripe chargeback management and fraud filters layered on top of your account, not in place of it.
What you'll need
- An active Stripe account.
- An API key or restricted key from the Developers section of your Stripe Dashboard.
- A few minutes to complete the guided connection flow.
How the Stripe payment gateway integration works
Bring your own account — connect Stripe in five steps, with no new merchant account or re-underwriting required.
Log in to Midcove and go to Integrations
Open your Midcove account and select Integrations from the dashboard menu.
Select Stripe from the gateway list
Choose Stripe as the gateway you want to connect.
Enter your Stripe API key
Provide an API key or restricted key from your Stripe Dashboard to link your account.
Run a test transaction
Midcove sends a test charge through your Stripe account to confirm the connection is live.
Start processing
Use the virtual terminal, drop-in plugin, or REST API to run real Stripe transactions from Midcove immediately.
What you gain on top of the Stripe Dashboard
Stripe remains your gateway. Midcove adds the CRM layer merchants usually stitch together from spreadsheets and separate logins.
Stripe virtual terminal
Key in phone and mail orders against your Stripe account with AVS and CVV checks on every card-not-present payment — no invoice links or workarounds needed.
Virtual terminal paymentsTransaction management
Manage Stripe transactions — search, sort, void, and refund — from one transaction management dashboard that sits alongside every other gateway you run.
Chargeback management
Get alerts on new Stripe disputes, upload evidence before deadlines, and track every case to resolution with dedicated chargeback management software.
Refund management
Issue full or partial Stripe refunds in a couple of clicks, with a clear audit trail of who refunded what and when.
Refund management toolsFraud prevention
Block by IP, email, phone, or BIN, with an automatic 24-hour lockout after repeated failed attempts — an extra layer alongside your existing Stripe Radar rules.
Fraud prevention filtersReporting & exports
Build reports on volume, approvals, refunds, and disputes across Stripe and every other connected gateway, then export them for accounting.
Payment reporting softwareRun Stripe alongside NMI, Authorize.Net, and PayPal
Stripe doesn't have to be your only rail. Midcove supports multi-gateway payment processing, so you can connect NMI, Authorize.Net, or PayPal next to your Stripe account and manage all of them from a single login — one unified view instead of four separate portals.
Bringing a team or a portfolio of merchants with you? Midcove's merchant onboarding software walks each new account through the same guided connection flow, with role-based access so staff only see what they should. And if you're still weighing gateways, our comparison of NMI vs Authorize.Net vs Stripe vs PayPal breaks down where each one fits.
However you split volume between gateways, every transaction lands in the same searchable history, the same reports, and the same dispute queue — so switching or adding a rail never means retraining your team or rebuilding your reporting.
- All four supported gateways — NMI, Authorize.Net, Stripe, PayPal — in one dashboard.
- Role-based access for owners, managers, and support staff.
- Drop-in plugin and REST API for your site or custom checkout.
- Built to align with PCI DSS requirements — encryption in transit and at rest, tokenized card data.
Stripe Integration Questions, Answered
Do I need a new Stripe account to use Midcove?
No. Midcove connects to the Stripe account you already have. There's no new merchant account to open and no re-underwriting.
Does Midcove replace Stripe or the Stripe Dashboard?
No. Stripe remains your payment processor, and your Stripe Dashboard keeps working as it always has. Midcove connects to your existing account and gives you a CRM layer on top — a virtual terminal, transaction management, chargeback tracking, and fraud filters.
What Stripe API key do I need to connect?
You can connect with a standard API key or a restricted key scoped to the permissions Midcove needs, generated from your Stripe Dashboard under Developers. Your key is encrypted in transit and at rest.
Does Midcove support Stripe Connect or only a standard account?
Midcove connects to a standard Stripe account as your processing account. If you're using Stripe Connect for a marketplace or platform setup, talk to our team about the best way to configure the connection.
How long does it take to connect Stripe to the CRM?
The guided connection flow takes a few minutes once you have your API key. Because there's no new underwriting, most merchants go live the same day.
Will my Stripe fees or payout schedule change?
No. Your agreement is with Stripe, and your fees, payout schedule, and settlement stay exactly as Stripe has them set. Midcove sits on top of your account as a management layer and doesn't touch your rates.
Can I run Stripe alongside other gateways in Midcove?
Yes. Midcove supports NMI, Authorize.Net, Stripe, and PayPal, and you can process through any combination of them from one login. Multi-gateway setups are available on higher-tier plans.
Can I take phone orders through Stripe with Midcove?
Yes. Midcove's virtual terminal lets you key in phone and mail orders against your Stripe account, with AVS and CVV checks on every card-not-present transaction.
How does Midcove handle Stripe disputes and chargebacks?
New disputes on your Stripe account surface in Midcove with alerts, so you can upload evidence, track deadlines, and follow every case to resolution from the same dashboard you use for transactions.
How much does the Stripe integration cost?
The integration is included in every Midcove plan. Starter covers a single connected account at $49/month, and higher tiers add multiple gateways and advanced fraud rules — see the pricing page for the full breakdown. Stripe's own processing fees are set by Stripe and billed by Stripe.
Connect your Stripe account today
Keep your Stripe account. Get a better way to manage every transaction.