Payment Reporting Software That Shows Where Your Money Actually Is
Midcove's payment reporting software rolls every sale, void, refund, and chargeback from NMI, Authorize.Net, Stripe, and PayPal into one set of numbers you can review at a glance — then export as CSV for reconciliation. It's built for merchants who process on the merchant accounts they already have and are done stitching four gateway reports together by hand.
Rollups, not another data source
Reporting doesn't ask you to reconcile a second system against your CRM. It's built directly from the same transactions already logged in your transaction management dashboard — summarized for review instead of shown one row at a time.
If you run multi-gateway payment processing across several boarded MIDs, that matters even more. Instead of logging into each gateway portal and mentally merging four different report formats, you get one consistent set of payment reports and exports.
- Transaction volume by day, week, or month across all boarded MIDs.
- Approval and decline rates, so you can spot processing issues early.
- Chargeback rate tracking to keep an eye on your standing with each gateway.
- Refund activity summaries, exportable for reconciliation with your books.
Built on your transaction data
Every figure in reporting traces back to a real sale, void, refund, or chargeback already logged in the CRM — nothing is estimated, sampled, or pulled from a separate system.
Export for reconciliation
Pull reporting views out of Midcove as CSV files so your finance team can reconcile payments against bank deposits and internal records without re-keying anything.
What payment reporting software should show you
Four numbers tell most of the story of a merchant account — Midcove tracks all of them across every gateway you've connected.
Transaction volume
See how much you're processing by day, week, or month — per MID or rolled up across every gateway — so growth and slowdowns are obvious at a glance.
Drill into individual transactionsApproval & decline rates
Track how many attempts succeed on each gateway. A decline rate that suddenly climbs is often the first sign of a processing issue worth investigating.
Chargeback rate
Watch disputes as a percentage of volume on each gateway, so you know where you stand before your processor tells you.
Work disputes in chargeback managementRefund activity
Summaries of refund counts and amounts over time, exportable so you can reconcile refunds against your books line by line.
Issue refunds from one placeFrom transaction to reviewable report
No imports, no syncing, no second system to babysit — reporting builds itself from the activity already flowing through your CRM.
Transactions log automatically
Every sale, void, refund, and chargeback across your boarded MIDs is recorded in the CRM as it happens — whether it came through the virtual terminal, your website, or the API.
Reporting rolls it up
Midcove summarizes that data into transaction volume, approval and decline rates, chargeback rates, and refund activity — per gateway and across all of them.
Export what you need
Pull the view you need as a CSV for reconciliation, month-end close, or a conversation with your processor — without re-entering data anywhere else.
Export CSV files and reconcile payments against your books
Reporting views are exportable, so the numbers your finance team reviews are the same numbers they reconcile. Line exported transaction, chargeback, and refund summaries up against bank deposits for real settlement visibility — without logging into four gateway portals to piece it together.
Day to day, your team keeps working from the same merchant dashboard they already use. Reporting simply adds the rolled-up view on top: what happened this week, this month, and how it compares — ready to hand off to whoever keeps the books.
And because Midcove connects to the merchant account you already have with NMI, Authorize.Net, Stripe, or PayPal, there's no new MID and no re-underwriting standing between you and cleaner numbers.
What exports are good for
- Reconciling transaction activity against bank deposits at month-end.
- Handing your accountant one consistent file instead of four gateway formats.
- Backing up a conversation with your processor with your own numbers.
- Keeping an audit trail of refund and chargeback activity over time.
Catch the trend before it becomes a problem
Rolled-up transaction reports across gateways exist for one reason: so a bad trend shows up in a summary before it shows up in a letter from your processor.
Refund rate creeping up
Week-over-week refund summaries make a slow creep visible early. When you see it, move to refund management to handle the individual refunds cleanly and consistently.
Disputes ticking upward
Chargeback rate tracking shows disputes rising against volume on any gateway. From there, chargeback management software takes over — alerts, evidence upload, and case tracking for every dispute.
Declines rising on one gateway
An approval rate that dips on a single MID stands out immediately in a unified view. Jump into the transaction management dashboard to search and sort the affected transactions and find out why.
Payment Reporting Questions, Answered
What does Midcove's payment reporting software actually show?
It rolls up the same transaction data already in your transaction management dashboard — volume, approval and decline rates, chargeback rates, and refund activity — into summarized views across every MID you've boarded.
Can I see transaction reports across more than one gateway or MID?
Yes. If you've boarded multiple MIDs across NMI, Authorize.Net, Stripe, or PayPal, reporting rolls activity across all of them into one view, so you're not checking each gateway portal separately.
Can I export reports for reconciliation?
Yes. Reporting views export as CSV so your finance team can reconcile transaction, chargeback, and refund activity against bank deposits and your own books.
Is reporting a separate data source from the transaction dashboard?
No. Reporting is built on the same transaction data shown in the transaction management dashboard — just summarized and rolled up for review and export rather than transaction-by-transaction action.
Which gateways does Midcove reporting cover?
Midcove supports exactly four gateways — NMI, Authorize.Net, Stripe, and PayPal — and reporting covers every MID you've connected across them.
Do I need a new merchant account to use Midcove's reporting?
No. Midcove connects to the merchant account you already have, so there's no new MID and no re-underwriting. Most merchants go live the same day.
How does reporting help me manage chargebacks?
Chargeback rate tracking shows how disputes are trending against your volume on each gateway. When the rate moves, you can switch to Midcove's chargeback management tools to work the individual cases with alerts, evidence upload, and case tracking.
Can reporting help me spot refund trends?
Yes. Refund activity summaries show how refunds are trending over time, so a creeping refund rate stands out before it becomes a problem with your processor.
Who on my team can see reports?
Midcove uses role-based access, so you control which team members can view reporting and pull exports.
Is reporting included, or is it an add-on?
Reporting and exports are part of the Midcove platform wherever you're already managing transactions — not a separate module or add-on.
See your numbers in one place
Reporting is included wherever you're already managing transactions in Midcove.