Board the MID you already have — no new merchant account
Midcove's merchant onboarding platform connects your existing NMI, Authorize.Net, Stripe, or PayPal account so you can start processing through the CRM without re-applying for a merchant account.
Keep your processor. Change how you manage it.
Switching CRMs used to mean switching merchant accounts too — new underwriting, new rates, new risk review. Midcove separates the two. Your MID stays exactly where it is; only how you manage it changes.
- Connect a MID from NMI, Authorize.Net, Stripe, or PayPal in one guided flow.
- No re-underwriting — your existing approval and rates carry over.
- Board multiple MIDs and route transactions by brand, region, or risk level.
- Live in hours, since there's no new merchant account to approve.
What you'll need to board
- Gateway credentials (API key or login) for your MID.
- Basic business details already on file with your processor.
- A few minutes to walk through the guided connection flow.
From MID to live transactions in three steps
Add your gateway
Select NMI, Authorize.Net, Stripe, or PayPal and enter your existing credentials.
Verify the connection
Midcove runs a test authorization to confirm your MID is linked correctly.
Start processing
Use the virtual terminal, plugin, or API immediately — no waiting on approval.
Merchant onboarding questions
Do I need a new merchant account to use Midcove?
No. Midcove's merchant onboarding platform connects to a MID you already hold with NMI, Authorize.Net, Stripe, or PayPal. You keep your existing rates and processor relationship.
How long does boarding take?
Most merchants finish the guided onboarding flow and start processing through Midcove the same day, since no new underwriting is required.
Can I board more than one MID?
Yes. Growth and Enterprise plans support multiple MIDs across gateways, so you can route transactions and manage them all from one CRM.
What information do I need to board my MID?
You'll need your gateway credentials (API keys or login access) for NMI, Authorize.Net, Stripe, or PayPal. Midcove walks you through connecting them step by step.